FICO score: Factors that destine your score

A low credit score implies high credit risk to the lending companies and thus you will be unnecessarily subject to unaffordable fees, outrageously high-interest rates and sometimes the credit card companies may even reject your personal loan offers. Among all the credit score models, the FICO score is the most common one that is used… Read More


Beware: Bad credit can restrict you from buying furnitures

Everybody needs furniture in their house, but buying it is not a matter of joke as it costs a lot. So what people usually do is that they make a down payment as per their affordability and finance the rest. However, the matter of concern is, if someone has poor credit, it will be difficult… Read More


credit repair

  You must started  this year with a solid financial footing as this is the secret behind long term financial security. Most of the people admits that low credit score is their main problem. Remember, credit problem is one of the most crucial things that you should be extra watchful. Here are a bunch of… Read More


Mortgage with bad credit: Is it possible?

Credit  score is certainly very important things when it come to refinance your mortgage. If you’ve bad credit score then it will be difficult for you to get a mortgage. Yes, If your credit score is lower than the margin , then your refinancing options are limited. hoping to save some bucks on interest costs,… Read More